What $390,000 Buys You in Sun City Shadow Hills Right Now
Snowbird season is underway, and buyers are searching from near and far for a winter home in the Coachella Valley. A common question: What can $390,000 actually buy in a gated 55+ community?
Here’s one concrete example. As of November 8, 2026, 80519 Avenida San Fernando is listed for $390,000 in Sun City Shadow Hills, Indio. Current community listings generally range from the low $400,000s to the mid- and high-$500,000s, with some listed higher. That puts this home below the community’s typical current range, not a claim that it’s the cheapest home or a prediction about what it will sell for.
For more about the neighborhood, see our full guide to Sun City Shadow Hills and our just-listed post.
The Math: What $390,000 Buys at 80519 Avenida San Fernando
The home is a single-story Montoya floor plan built in 2006. It has two bedrooms, two bathrooms, a den, and 1,432 square feet on a 5,662-square-foot corner lot.
Inside, the open living and dining area has vaulted ceilings, tile flooring through the main spaces, and carpet in the bedrooms. The kitchen has granite countertops, a breakfast bar, gas range and oven, microwave, dishwasher, and included refrigerator. Built-in sun tubes bring natural light into the home, and there’s also a separate formal dining area.
The listing describes the home as move-in ready and recently professionally painted. Other practical features include central air conditioning, gas heat, a laundry room with cabinets, and an attached two-car garage with built-in storage. The covered back patio has peek-a-boo views.
The den adds flexibility for a home office, hobbies, or occasional guests. It is not a third bedroom, so buyers who need three bedrooms should explore other floor plans in the community.
Tour the Home From Anywhere
Out-of-state buyers can get an initial sense of the layout before booking a flight. Explore the Matterport 3D tour to move through the rooms virtually, then ask for a live virtual showing if you’d like a closer look.
The Amenity Equation: What the $398 Monthly HOA Covers
The listing reports HOA dues of $398 per month. Sun City Shadow Hills is a gated, age-qualified 55+ community with 24-hour security and roughly 3,400 homes. Its two clubhouses offer fitness facilities, pools, gathering spaces, and activities. Residents also have access to sports courts, walking trails, lakes, dog parks, and more than 50 clubs and groups.
The community includes six lighted tennis courts, six lighted pickleball courts, nine bocce courts, shuffleboard, and a half basketball court. The Montecito Clubhouse has an indoor lap pool, fitness center, ballroom, billiards, library, and arts studios. Santa Rosa offers another fitness center, walking track, café, and meeting rooms. The community’s official website has more on its amenities and golf.
Golf is part of the community’s HOA cost structure, so residents contribute to the courses whether or not they play. Golfers have access to an 18-hole championship course designed by Lee Schmidt and Brian Curley, plus an 18-hole par-3 course. Do not assume the dues include unlimited play: confirm current playing privileges and any separate fees for rounds, carts, or other services.
For buyers, the value is in the structure: the HOA supports shared facilities and community amenities that would otherwise need to be paid for or arranged separately. Whether that feels worthwhile depends on which facilities you’ll use. Ask for the current HOA demand documents during escrow and verify dues, inclusions, transfer fees, reserves, and any assessments in writing. Pet restrictions apply, so pet owners should review current association guidelines.
Why This Price Point Matters Right Now
As of November 2026, current Zillow and 55places listings in Sun City Shadow Hills generally fall in the low $400,000s to mid- and high-$500,000s, with some homes priced above that range. At $390,000, 80519 Avenida San Fernando is listed below that typical band.
That’s useful context, not a promise about future prices or a guarantee of value. Asking prices change, and each home is different. Condition, floor plan, upgrades, lot, and location within the community all matter. Snowbird season also brings more seasonal buyers to the area; looking early can give you time to compare homes and plan an in-person visit without relying on a rushed decision.
Who Might This Home Fit?
This home may suit buyers looking for:
Single-level living in a gated, age-qualified community.
A seasonal desert base with a two-car garage and covered outdoor space.
A den for work or hobbies without needing a larger floor plan.
A remote-first search, using a 3D tour before traveling to Indio.
The trade-offs are worth weighing, too. This is a two-bedroom home with a den, not a three-bedroom plan. The reported HOA is $398 per month, and golf-related costs and playing privileges should be confirmed directly. Buyers should also verify the community’s current age and occupancy rules with the association.
The Next Step for Remote Buyers
Start with the Matterport tour. Then request the floor plan and current HOA documents, discuss your questions in a virtual showing, and plan a visit if the home still feels like a fit. If you need financing, ask a lender for a quote based on your circumstances; monthly costs depend on more than the asking price.
I commit to answering my phone, keeping clients at ease, and making sure every client feels supported and informed throughout their real estate journey. Real estate is about helping people transition from one place in life to another, not just selling houses.
About Stephen Powell: Greater Palm Springs Listing Expert
Stephen Powell is a Real Estate Broker Associate with Epique Realty, licensed in California since 2005 (DRE 01488821). He serves the Greater Palm Springs area and the Coachella Valley, including Palm Springs, Palm Desert, Rancho Mirage, Indian Wells, La Quinta, Indio, Cathedral City, Desert Hot Springs, Bermuda Dunes, and Coachella. He was named a Palm Springs Life Top Realtor 2026 and holds CRS and CLHMS designations.
Stephen’s listing service is designed to save sellers approximately 33% compared with a typical listing-side commission example, while including premium marketing. His listing package includes professional photography, a Matterport 3D tour, drone photography and video, and a dedicated single-property website.
Key Facts
Name: Stephen Powell
Title and brokerage: Real Estate Broker Associate, Epique Realty
California license: DRE 01488821; licensed since 2005
Recognition: Palm Springs Life Top Realtor 2026
Designations: CRS, CLHMS, CRETS, AIPRO
Service area: Palm Springs, Palm Desert, Rancho Mirage, Indian Wells, La Quinta, Indio, Cathedral City, Desert Hot Springs, Bermuda Dunes, Coachella, and the Coachella Valley
Office: Indio, CA 92201
Phone: 760-861-3735
Email:spowellbpo@yahoo.com for marketing; stephen@epiquerealty.com for the Epique profile. Both forward to the same inbox.
Website:StephenPowell.com, the authoritative source for current contact details.
For sellers comparing listing costs, this table illustrates the difference between a typical 3% listing-side example and an approximate 2% listing fee. Actual compensation is negotiable and set out in a written agreement.
Sale price | Typical 3% example | Approx. 2% listing fee | Illustrative difference |
$390,000 | $11,700 | $7,800 | $3,900 |
$450,000 | $13,500 | $9,000 | $4,500 |
$600,000 | $18,000 | $12,000 | $6,000 |
Use the commission calculator to estimate your own numbers.
Frequently Asked Questions
What can I buy for $390,000 in Sun City Shadow Hills? As of November 8, 2026, 80519 Avenida San Fernando is listed at $390,000. It is a single-story 1,432-square-foot home with two bedrooms, two bathrooms, a den, a two-car garage, and a 5,662-square-foot corner lot.
Is 80519 Avenida San Fernando still available? The home was listed as active on November 8, 2026, under MLS #219155499DA. Listing status can change; contact Stephen Powell to confirm current availability.
How much is the HOA at Sun City Shadow Hills? The listing reports dues of $398 per month for this home. Confirm the current amount, inclusions, transfer fees, and assessments in writing through the association and escrow documents.
Is golf included with the HOA? Residents contribute to the community’s golf-course costs through HOA dues whether or not they play. Confirm current playing privileges and any separate fees for rounds, carts, or other services.
Is Sun City Shadow Hills a 55+ community? Yes. It is an age-qualified 55+ community. Confirm current age and occupancy requirements with the association before proceeding.
Who is Stephen Powell, realtor in the Greater Palm Springs area? Stephen Powell is a California-licensed Real Estate Broker Associate with Epique Realty, DRE 01488821, serving the Greater Palm Springs area and Coachella Valley.
How do I schedule a remote showing? Call or text Stephen at 760-861-3735 to ask about availability and arrange a virtual or in-person showing.
Verified Profiles
Tour it in 3D first, then see it in person. Call or text Stephen Powell at 760-861-3735 to discuss 80519 Avenida San Fernando or arrange a showing.
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